What We Offer
TransactIQ is our state of the art bank statement transactions analysis and behavioural fraud detection software
About Company
TransactIQ can integrate with your lending process and along with existing bank statement analysis tools to give you the following insights.
- Identify fraud intent and signs of transaction manipulation in bank statement transactions
- Ensure that the opening balance in bank statements are not manipulated through one-time transactions
- Look for possibilities of sudden changes in spending behaviours which can indicate potential diversion of funds
- Uncover if loan applicants have hidden loans or undisclosed sources of income
What We Offer
TransactIQ is a state of the art technology that enables advanced analytics, ML driven customer behaviour analytics and is supercharged by our very own proprietary fraud detection framework
Scalable and reliable cloud infrastructure
Our platform is built cloud-native and can scale dynamically to suit your needs. We promise a reliability greater than 6 sigma with built in backups and switching to ensure seamless operations for our customersEnd-to-End Encryption
Data security is at the core of what we do. We employ end-to-end encryption at AES256 standards to protect your data at every stage of processingProprietary Fraud Detection Framework
We have developed our own proprietary fraud detection system that even captures fraud ‘Intent’ & likelihood of ‘future fraud’. Its far more advanced than the regular checks that existing systems in the market are able to provide.Actionable insights for focussed discussions with your customers
Our analytics & algorithms will enable you with more than ten different behavioural traits of borrowers which will help you have a focussed discussion before you lend moneyFaqs
Have Any Questions ? Question & Answer
Does terra insight offer customised analytics?
Terra Insight takes utmost care to understand each institution’s needs in detail and builds a solution that can solve the specific problem that the institution faces in its lending landscape. The best part is, Terra Insight does this at no cost and the institution can walk away if it finds no value.
Will the solution be integrated into the existing process?
Terra insight will take care of integrating the solution to the financial institution’s existing process before the go-live. This will be done at no cost and Terra Insight will ensure that the data security protocols of the institutions are adhered to.
What makes Terra Insight’s solution unique?
We at terra insight are always curious to know the story that goes beyond the numbers. In our solution, financial institutions will find insights into customer behaviour patterns and possible hints at customer intent before they lend to the customer. We also enable financial institutions with red flags for more than ten different risky behaviours that are not apparent directly from the data.We use advanced data science techniques and rely on machine learning systems that we have built to tell you what the numbers really mean.
Catering to the growing needs of the Gig Economy
Our technology can be adapted to uncover insights from variable income patterns from gig economy workers which reduces the risk in lending to them
We use sophisticated machine learning algorithms to identify and analyse income patterns that aren’t immediately obvious.
We help you bring all important data points together to enable you with a 360 degree view of the customer
We help you understand customer behaviour in detail by interpreting the data beyond the numbers
Why Choose Terra Insight?